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2021 Ascent Limited; 2023 Bolt EUV Premier w/S&S, SC
361 Posts
I would be financing. I, too, typically keep cars for a long time. I'm in Wisconsin, U.S., so trading in a car at the dealer has an advantage that you only have to pay sales tax ~5% on the difference between your trade and the new car. On a $50k vehicle, that's around $2.5k, so that's a big deal if you can save the tax on the car you're trading in for, say $30k. Good in that you save that money, but bad in that the dealer knows you'll save money with them so they know they can offer less than a third party would offer.

That's particularly important for me now, as I recently bought a Chevy Bolt EUV, so I'd be trading that in for the Solterra. If things don't work out great with the deal, I'll stick with the Bolt (really loving it so far!) and see if Subaru fixes some of the most glaring shortcomings in the Solterra a couple years down the line.
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